I’ve recently relooked at my personal portfolio and realized I have a thing or two to say about investments. So here it goes:
1/ For goodness’s sake, do NOT keep your money lying in a savings account or do a fixed deposit (FD).
We generally inherit this financial laziness from parents. You can do better than them, no?
2/ Realise that you are actively *burning* money in FDs / savings account.
If you incorporate inflation and tax on interest income, your corpus is likely getting smaller every passing day. ...